After all, some people can’t always make or receive Pay Pal payments, and the fees the company charges can be prohibitive in some cases.
Perhaps the most important reason to choose an alternative to Pay Pal is that it isn’t the most secure method of payment.
While useful for small amounts, if you regularly send larger sums you should rely on a service more suited to this.
Interestingly, Google Wallet has started offering users free debit cards Google Wallet is now offering their US users a free debit card for offline purchases anywhere that accepts Mastercard or debit cards, as well as withdrawing cash from your Wallet account at ATMs and banks. Based in the UK, Nochex is a relatively small service compared to the others mentioned here, but there is a strong chance that you have used it as an alternative to Pay Pal already, or at least seen it listed as a payment option.
Integrated into over 50 shopping carts and online store applications, Nochex is also listed as an acceptable payment method on e Bay, although its full integration into the system has taken some time.
There is a good chance that you’re happy with Pay Pal.
Perhaps you’re fully invested in their way of doing things. Pay Pal accounts regularly get blocked, either because they’ve been hijacked (although in my experience, Pay Pal are always slower to act than the user) or because (according to those who have had their accounts blocked) someone at Pay Pal made a decision that didn’t reflect that facts.
Suitable for sending money to contacts as well as shopping online, Nochex is a strong alternative to Pay Pal – but you need to be aware that it does not get involved in disputes, so making a purchase via the service is something that you should do only when there is a robust dispute resolution system in place for you to use in the event of problems with the seller.
Think of a version of Pay Pal where you don’t have to pay the service as well as the seller.
Payoneer, Skrill (which we’ve looked at previously), Payza and Paymate all offer something new and different, but struggle to bring the same sort of competence and trust to online payments as Pay Pal’s more established competition.
They’re promising alternatives, but lack the resources to provide comprehensive support.
With Amazon’s usual protection also safeguarding the transaction, this is one of the stronger alternatives to Pay Pal.
We’re just a little surprised it hasn’t been more widely adopted.
However, there is evidence that the crown is beginning to slip.